Using OplynQ, subscribing, cancelling.

OplynQ is published by a sole proprietorship registered in France (SIREN 107 850 083, Marseille Trade Register). Contact: contact@oplynq.com. The service is hosted by Vercel Inc. (site) and Render Inc. (API, European Union); the database is operated by Supabase (EU — Frankfurt).

OplynQ offers a free plan (“Free”) and two paid subscriptions: Pro at €12.99/month and Max at €24.99/month. Prices in euros, VAT not applicable, art. 293 B of the French Tax Code (VAT franchise): the displayed price is the price paid. Each plan's features are listed on the Pricing page and may evolve; features marked “beta” are provided as is.

Any price change is announced to subscribers at least 30 days in advance and only takes effect at the next monthly renewal; you may cancel before then.

Subscribing requires an account (verified email or Google sign-in). Payment is processed by Stripe — OplynQ never sees or stores your card number. The subscription is monthly, automatically renewed: each one-month period is billed in advance, at the same price, until cancelled. If a payment fails and is not resolved, the account returns to the Free plan — your data remains intact.

By subscribing, you request immediate access to the service. In accordance with articles L.221-18 et seq. of the French Consumer Code, you have 14 days to withdraw: simply write to contact@oplynq.com from your account email — full refund of the first month, no justification or form required.

You can cancel at any time from Settings → Manage my subscription (Stripe portal), in two clicks. Cancellation takes effect at the end of the current monthly period; no further charge occurs. The account then returns to the Free plan: your data (portfolio, conversations) is kept, and remains deletable at any time from Settings (immediate erasure, see Compliance).

OplynQ is an information and analysis tool: it provides no investment advice, never places orders and never accesses your funds (broker connections are read-only). Market data comes from third-party providers and may contain delays or gaps — a missing data point is shown as “—”, never replaced by an invented number. The service is provided on a best-effort availability basis; maintenance interruptions may occur. Features evolve; those of your plan cannot be removed during a paid period.

Liability limits, the risk warning and the details of personal-data processing (including your GDPR rights, exercisable from Settings) are set out on the Compliance & legal page, which forms an integral part of these terms.

These terms are governed by French law. For any complaint, write first to contact@oplynq.com — almost everything is resolved there. Failing agreement, you may use a consumer mediator free of charge (details provided on request and published here once appointed) or the European Online Dispute Resolution platform: ec.europa.eu/consumers/odr.